Daycare Financial Assistance for Low-Income Families in Regina SK | Daisy Days

Accessing quality licensed childcare in Regina SK is now significantly more affordable than it was before CWELCC — but for some families, additional financial support is still needed. Here’s a complete guide to every financial assistance program available for daycare in Regina SK, how they stack together, and how to access them.

1. CWELCC — $10/Day for All Families (No Income Limit)

The Canada-Wide Early Learning and Child Care (CWELCC) program is the single largest childcare financial assistance program in Saskatchewan history. Key facts:

• No income limit — all families pay approximately $10/day regardless of household income
• Applies to all age groups — infant, toddler, preschool, and school-age
• Only at licensed enrolled centres — Daisy Days Daycare in Regina SK is fully enrolled
• Savings: $600-1,200/month vs. pre-CWELCC full-fee rates of $45-65/day

Check CWELCC eligibility requirements in Saskatchewan.

2. Saskatchewan Child Care Subsidy

For lower-income families, the Saskatchewan Child Care Subsidy provides additional financial assistance beyond CWELCC to cover childcare costs. This subsidy is administered by the Saskatchewan Ministry of Social Services and is income-tested.

Key points:

• Income-based — household income must fall below provincial threshold to qualify
• Applied on top of CWELCC — can further reduce costs for qualifying low-income families
• Apply at your local Saskatchewan Social Services office or online at saskatchewan.ca
• Requires enrollment at a provincially licensed daycare

Full Saskatchewan Child Care Subsidy guide.

3. CRA Child Care Expense Deduction (Line 21400)

All Canadian families — including low-income families — can deduct eligible childcare expenses on Line 21400 of their CRA tax return using Form T778. Even with CWELCC ($10/day net), you can claim the amount paid to the daycare as a childcare expense deduction.

• Deduction limits: up to $8,000/child under 7; up to $5,000/child aged 7-16
• Claimed by lower-income spouse/partner
• Reduces taxable income — the actual tax savings depends on your marginal rate

Full 2026 childcare tax credit guide.

4. Canada Child Benefit (CCB)

The Canada Child Benefit provides monthly tax-free payments to families with children under 18. CCB is income-tested and higher for lower-income families. For 2025-26, the maximum annual benefit is approximately $7,787 per child under 6 and $6,570 per child aged 6-17.

CCB doesn’t directly pay daycare costs but supplements family income to help cover remaining childcare-related expenses.

Stacking Benefits — What Low-Income Families in Regina SK Can Access

A low-income family with a child under 6 enrolled at Daisy Days Daycare could stack:

• CWELCC: reduces daycare from ~$50/day to ~$10/day
• Saskatchewan Child Care Subsidy: may reduce costs further for qualifying families
• CRA Childcare Deduction: reduces taxable income by the amount paid
• Canada Child Benefit: monthly income support

How to Access Financial Assistance for Daycare in Regina SK

1. Enroll at a CWELCC-enrolled licensed daycare (like Daisy Days Daycare) — CWELCC applies automatically
2. Apply for the Saskatchewan Child Care Subsidy at your local Social Services office if your income qualifies
3. Claim your childcare receipts on your annual CRA tax return (Line 21400)
4. Ensure you’re receiving all CCB payments you’re entitled to (apply through My Account on canada.ca)

Contact Daisy Days Daycare to discuss enrollment and CWELCC. | 306-807-3233 | 2007 Potts Crescent East, Regina SK S4V 2E5