CWELCC Savings Calculator — How Much Will You Save on Daycare in Regina SK? | Daisy Days

CWELCC — Canada-Wide Early Learning and Child Care — has transformed the financial reality of licensed daycare in Saskatchewan. At Daisy Days Daycare in Regina SK, here are the real numbers: how much your family saves, per month, per year, and over your entire childcare period.

Before vs. After CWELCC: The Baseline Comparison

	Before CWELCC (Pre-2022)	With CWELCC at Daisy Days 2026	Monthly Saving
Full-time (5 days/week)	~$1,200-1,500/month	~$220/month	~$980-1,280/month
Annual cost (1 child)	~$14,400-18,000/year	~$2,640/year	~$11,760-15,360/year

Your CWELCC Savings by Scenario

Scenario 1: One Child in Full-Time Daycare (3 years)

• Monthly savings: approximately $1,100/month
• Annual savings: approximately $13,200/year
• Over 3 years in full-time care: approximately $39,600 total savings

Scenario 2: Two Children in Full-Time Daycare Simultaneously (2 years)

• Monthly savings: approximately $2,200/month
• Annual savings: approximately $26,400/year
• Over 2 years of two-child overlap: approximately $52,800 total savings

Scenario 3: Three Children Total (Infant + Toddler + Eventually BASC over 7 years)

• Total program years: approximately 10 child-years of licensed care
• Total savings at ~$1,100/month per child-year: approximately $132,000 in total childcare savings over 7 years

The CWELCC Savings Over a Career

For a Regina SK family that has two children and uses Daisy Days Daycare from infancy through school age:

• Child 1: Infant (2 years) + Toddler/Preschool (3 years) + BASC (2 years) = 7 child-years = approximately $92,400 savings
• Child 2: Same = approximately $92,400 savings
• Two-child overlap period: additional savings during simultaneous enrollment
• Conservative total: $150,000-200,000+ in lifetime childcare savings per family compared to pre-CWELCC costs

CWELCC + Childcare Subsidy + T778: The Maximum Savings Stack

For lower-income families who qualify for the Saskatchewan Childcare Subsidy ON TOP of CWELCC:

• CWELCC reduces fees to ~$10/day at Daisy Days Daycare
• Saskatchewan Childcare Subsidy can further reduce or eliminate the ~$10/day
• CRA T778 deduction reduces taxes further on any remaining fees paid
• Result: some lower-income families in Regina SK pay near zero for full-time licensed daycare

The T778 Tax Impact — Additional Savings Beyond CWELCC

Even at CWELCC’s ~$2,640/year, the T778 childcare expense deduction provides real tax savings:

• If the lower-income earner pays 25% marginal tax rate: ~$2,640 × 25% = ~$660 federal tax savings per child
• Saskatchewan provincial tax savings additional
• Total additional tax saving: approximately $800-1,100 per child per year

→ Complete T778 deduction guide
→ Saskatchewan Childcare Subsidy guide
→ Full CWELCC eligibility guide 2026

Contact Daisy Days Daycare — start saving with CWELCC in south Regina SK today.
306-807-3233 | info@daisydaysdaycare.com | 2007 Potts Crescent East, Regina SK S4V 2E5