Daycare Budget Planner for Regina SK Families 2026 — Monthly CWELCC Childcare Cost Worksheet

Understanding your exact monthly childcare costs in Regina SK helps you plan financially and maximize every available support. This worksheet covers Daisy Days Daycare CWELCC rates, subsidy offsets, and the net tax impact for a typical family in 2026. Questions? Call 306-807-3233.

Step 1 — Gross Monthly Childcare Cost at Daisy Days Daycare

Program	Daily Rate (CWELCC)	Full-Time Monthly (22 days)
Infant (0-18m)	~$10/day	~$220/month
Toddler (18m-3yr)	~$10/day	~$220/month
Preschool (3-5yr)	~$10/day	~$220/month
BASC (K-Gr6)	~$10/day	~$220/month

Two children full-time: ~$440/month total

Step 2 — Saskatchewan Childcare Subsidy (if eligible)

If your family income qualifies for the Saskatchewan Childcare Subsidy (apply through Social Services: 1-866-221-5200), your monthly cost reduces from the ~$220/month baseline. Lower-income families may pay $0/month.

Step 3 — CRA T778 Tax Deduction (Annual)

• Annual fees for 1 full-time child (CWELCC rate): ~$2,640/year
• T778 maximum for child under 7: $8,000 (your fees are within this cap)
• Marginal tax rate 30%: estimated annual tax savings ~$792/year (~$66/month)
• Effective net monthly cost after tax deduction: ~$220 – $66 = ~$154/month per child

Step 4 — Net Monthly Childcare Cost Summary

Scenario	Monthly Cost
CWELCC only (no subsidy, before tax)	~$220/child
CWELCC + T778 tax savings (30% marginal)	~$154/child
CWELCC + Childcare Subsidy (lower income)	$0-$150/child
CWELCC + Subsidy + T778 (very low income)	~$0/child

Comparison: Pre-CWELCC vs 2026

Pre-CWELCC (2021): approximately $1,200/month per child → Annual cost: ~$14,400
2026 with CWELCC at Daisy Days: approximately $154/month per child (after tax) → Annual cost: ~$1,848
Annual saving per child: approximately $12,552

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2007 Potts Crescent East | Regina, SK S4V 2E5 | CWELCC $10/Day | Licensed Since 2010